14.7.2014
EN
Official Journal of the European Union
C 223/6
Request for a preliminary ruling from the Audiencia Provincial Navarra (Spain) lodged on 25 April 2014 — Antonia Valdivia Reche v Banco de Valencia, S.A.
(Case C-208/14)
2014/C 223/08
Language of the case: Spanish
Referring court
Audiencia Provincial Navarra
Parties to the main proceedings
Appellant: Antonia Valdivia Reche
Respondent: Banco de Valencia, S.A.
Question referred
Does Article 6 of Directive 93/13 (1) require the national court, when it has found a term setting a rate of 29 % for default interest to be unfair, to declare that term ineffective, without any scope for reducing the rate of interest agreed, even though such a reduction has been expressly requested by one of the consumers against whom proceedings have been brought?
(1) Council Directive 93/13/EEC of 5 April 1993 on unfair terms in consumer contracts (OJ 1993 L 95, p. 29).
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