Provisional text
OPINION OF ADVOCATE GENERAL
SZPUNAR
delivered on 13 September 2018 (1)
Case C‑92/16
Bankia SA
v
Henry-Rodolfo Rengifo Jiménez,
Sheyla-Jeanneth Felix Caiza
(Request for a preliminary ruling from the Juzgado de Primera Instancia No 1 de Fuenlabrada (Court of First Instance No 1, Fuenlabrada, Spain))
(Reference for a preliminary ruling — Directive 93/13/EEC — Consumer protection — Unfair terms in consumer contracts — Accelerated repayment term in a mortgage loan agreement — Article 6(1) — Article 7(1) — Declaration of partial unfairness — Powers of the national court)
and
Case C‑167/16
Banco Bilbao Vizcaya Argentaria SA
v
Fernando Quintano Ujeta,
María Isabel Sánchez García
(Request for a preliminary ruling from the Juzgado de Primera Instancia No 2 de Santander (Court of First Instance No 2, Santander, Spain))
(Reference for a preliminary ruling — Directive 93/13/EEC — Consumer protection — Unfair terms in consumer contracts — Accelerated repayment term in a mortgage loan agreement — Article 6(1) — Article 7(1) — Declaration of partial unfairness — Powers of the national court)
1 Original language: French.
Full & Egal Universal Law Academy