5.5.2012
EN
Official Journal of the European Union
C 133/7
Judgment of the Court (First Chamber) of 15 March 2012 (reference for a preliminary ruling from the Okresný súd Prešov — Slovakia) — Jana Pereničová, Vladislav Perenič v SOS financ, spol. s r. o.
(Case C-453/10) (1)
(Consumer protection - Consumer credit agreement - Incorrect statement of annual percentage rate of charge - Effect of unfair commercial practices and unfair terms on the validity of the contract as a whole)
2012/C 133/11
Language of the case: Slovak
Referring court
Okresný súd Prešov
Parties to the main proceedings
Applicants: Jana Pereničová, Vladislav Perenič
Defendant: SOS financ, spol. s r. o.
Re:
Reference for a preliminary ruling — Okresný súd Prešov — Interpretation of Articles 4(1) and 6(1) of Council Directive 93/13/EEC of 5 April 1993 on unfair terms in consumer contracts (OJ 1993 L 95, p. 29), and of Directive 2005/29/EC of the European Parliament and of the Council of 11 May 2005 concerning unfair business-to-consumer commercial practices in the internal market and amending Council Directive 84/450/EEC, Directives 97/7/EC, 98/27/EC and 2002/65/EC of the European Parliament and of the Council and Regulation (EC) No 2006/2004 of the European Parliament and of the Council (‘Unfair Commercial Practices Directive’) (OJ 2005 L 149, p. 22) — Consumer credit contract stipulating a u
